In this Agreement, the customer is identified as “I”, “me”, or “my” and PORTMAN’S MUSIC, INC is identified as “you”, “yours” and “Portman’s Music”. You guarantee that the instrument described below will be delivered to my child in good playing condition.
Instrument information:
Monthly lease payment: $ + $ service policy payment.
DOWN PAYMENT
Down payment due today: $ + $ maintenance
If this Agreement is cancelled before the Instrument is delivered the Down Payment will be retained.
OTHER CHARGES If I elect to reinstate this Agreement before I have missed more than three (3) Payments, I will pay a Reinstatement Fee of $5.00 for each Payment that I have failed to pay on time. If I don't reinstate this Agreement, then I will be charged a $5.00 late fee for each payment I have failed to pay.
COST OF LEASE If I renew this Lease Agreement each month and pay ____ additional Lease Payments, I may pay a total of $ ____ to own the instrument. This total includes the down payment as shown as item 2 above.
ESTIMATED FAIR MARKET VALUE OF LEASE PROPERTY: The estimated fair market value of the Instrument I am Leasing, including the sales tax is $____
COST OF LEASE SERVICES The difference between the amounts in Items 5 & 6 is$ _____ This is the cost of
services to me under this Lease Agreement if I elect to renew this Lease for the full ___ payments, which is necessary to acquire ownership of the Instrument.
I AGREE TO LEASE THE INSTRUMENT described above, and to pay the Down Payment as shown, I will pay another Total Monthly Payment of$ ____ on or before ______ , and on or before the same day of each successive month, for each month or part of a month until I either terminate this Agreement by returning the Instrument to you, or until I have made a total of __ payments.
CREDIT AUTHORIZATION I hereby authorize you to charge my credit and employment history, and report my payment history to credit bureaus and to other grantors of credit. I hereby authorize you to charge any past due payments to any credit or debit card or checking account I present to you (or provide you with its number &
expiration date) at any time during the term of this Agreement.
PAYMENTS: The 'Total Monthly Rental Payment" or the 'Total Monthly
Lease Payment", whichever is applicable and as shown on the front of
this Agreement, is hereinafter referred to simply as "Payment" and as
"Payments" if more than one (1) is being referred to.
REINSTATEMENT: If I fail to make a Payment by its due date, I may
reinstate my rights under this Agreement within three (3) months by
paying the Payments that I have missed and a $5.00 Reinstatement Fee for
each missed Payment, I must also return the Instrument for inspection
if you request that I do so.
CHANGES IN THIS AGREEMENT : I understand and agree that, if your home
office identifies errors in this Agreement that affect the Payments that
I owe you or the date my Payment is due, then you will notify me of the
changes and I will be bound by them, unless I return the Instrument to
you within 15 days after you notify me of the changes. When you receive
the Instrument back
from me, provided it is in like condition as when received, this
Agreement will be terminated, and we will not have any fu1iher
obligation to each other. I will inform you of any changes in my
address, phone number and/or any other contact information within ten
(10) days after these changes occur. Please call us at B00-241·0101 with
changes.
AUTO PAY: If I have elected to use your AutoPay program, I authorize you
to automatically collect the amount of each Payment by charging the
Payment to the credit or debit card that I have provided to you, or by
deducting the Payment from the checking account that I have identified
to you. l agree to notify you if my credit, debit or checking account
information changes.
I understand that my account will be debited on the 1st or 15th each
month, depending on my due date. If the 1st or the 15th falls on a
Saturday, Sunday or Holiday, my payment will be processed on the next
business day. I will promptly notify you of any erroneous or incorrect
charges. If I wish to deactivate this payment option, I will call or
write you. I understand that you
require at least (15) business days' notice before my due date to
process the deactivation of the next Payment. If I deactivate AutoPay,
my account will be billed a monthly account management fee of $3 for the
duration of the account or until I enroll in AutoPay again.
USE OF INSTRUMENT: I agree that the Instrument will be used only for
educational purposes. I agree that the Student will keep the Instrument
in his/her possession at the Student's residence address or at the
school shown hereon. I will notify you, in advance, if I change my
address or telephone number, and also if the Student changes schools or
moves. The Instrument will not be removed from the County in which the
Student resides, unless I have contacted you in advance and obtained
your consent to do so. The Instrument shall not be misused, secreted,
sold or otherwise disposed of. I will not permit or allow any lien,
encumbrance or other charge to accrue against the Instrument.
DEFERRED DELIVERY: If the Deferred Delivery option is selected by my
Band Director, the Instrument will not be shipped to me until the Band
Director requests it to be sent. I will immediately notify you of any
problem with the Instrument upon its receipt. I understand the down
payment constitutes a Deposit for the period from the date of this
agreement until the next payment is due and it will be forfeited if I
cancel this Agreement before receipt of the Instrument.
LOSS OR DAMAGE: ram fully and solely liable for damage lo the
Instrument, in excess of normal wear and tear, and for its loss or
destruction from any and all causes, including but not limited to theft,
vandalism, malicious mischief and mysterious disappearance. You do not
provide any insurance on the Instrument, while it is in my possession
and I am fully responsible for its safety until it is returned to you.
The loss, injury or destruction of the Instrument shall not release me
from liability for it. In the event of such damage, loss or destruction,
and I return the Instrument to you, I agree to pay you the reasonable
cost of repairing the Instrument. If the Instrument is not returned to
you for any reason, I agree to pay you the current value of the
Instrument. The current value of the Instrument will be, if used when
rented or leased then three-quarters (3/4) of the current retail price
of a new Instrument, or if ii was a new or demo instrument then the
current full retail price of a new Instrument.
ASSIGNMENT: You may sell, transfer or assign your rights under this
Agreement without restriction or notice to me. I may not sell, transfer,
assign or sublease my rights lo the Instrument or under this Agreement,
without your prior written consent.
TITLE & WARRANTY: The Instrument will continue to be owned by you.
If I have a right lo obtain its ownership under the terms of this
Agreement and after I have fully complied with all of my obligations
under this Agreement, then title to the Instrument will be transferred
to me. Any manufacturer's warranty on the Instrument will be passed on
lo me if I acquire ownership of the Instrument, if permitted by the
terms of the warranty.
DEFAULT: I understand that, if I fail to make the payments provided for
herein, or in any other way fail lo honor and fulfill my obligations
under this Agreement, then I will be in Default. Once I am in Default,
you may assume that I do not wish to continue renting or leasing the
Instrument and you may terminate this Agreement. You will then also be
entitled lo any remedies allowed by law, including repossession of the
Instrument wherever found, at school or elsewhere, after providing any
notice required by law.
YOUR RIGHT TO TAKE POSSESSION: The Instrument is considered personal
leased property within the meaning of Stale Law and ii is a crime to
withhold possession of the Instrument from you if I am in default of
this Agreement. If I do not renew this Agreement or it is terminated for
any reason, you and your agents are specifically authorized to take
possession of the Instrument wherever found. I understand t11at if I am
in default of my obligations under this Agreement and fail to return the
Instrument to you, or refuse to release it to your authorized
representative upon request, that I may be subject lo prosecution for
the crime of 'Theft by Conversion". I agree to pay for all costs,
expenses, and damages, including reasonable attorney's fees, that you
may incur in recovering possession of the Instrument after my default.
DEFAULT CHARGES: When I Default in my obligations lo you under this
Agreement, you are authorized to charge me, and I agree to pay you:
a. Any charges identified on the front of this Agreement. and
b. A "Bad Check" fee in the amount of $30.00 or 5% of t11e Payment
amount, whichever is greater for any Payment you receive from me by
check, or any Payment authorized under your AutoPay program, that is
refused by my institution (a Bad Check); and
c. Any amount your banking institution charges you for a Bad Check received in payment of my account; and
d. All costs you incur in repossessing the Instrument after my Default
if I fail to deliver the Instrument to you, including a "Repossession
Fee" in the amount of $50,00 for each attempt you make to repossess the
Instrument; and
e. All costs of collecting any amounts that I owe to you after my Default, including reasonable attorney's fees you incur; and
After my Default, if the account is assigned to a collection agent, an
amount equal to One -Third (1/3) f the total account balance will be
added as a cost of collection; thereafter I will be responsible for the
collection charge in addition to the prior balance.
TERMINATION BY ME: I am not obligated to continue to rent or lease the
Instrument and may al any lime, return the Instrument to you, without
further obligation; PROVIDED the Instrument is returned in like
condition as when received and all Payments due through the dale of the
return are paid. I am obligated to pay the Payment until you receive the
Instrument and for the
performance of my other obligations under this Agreement. I will notify
you at least seven (7) days in advance by calling 800-241-0101. When I
return the Instrument, you will give me a receipt for it signed by your
authorized representative. The school and band directors are not
authorized representatives of Portman's Music.
PORTMAN'S EXTENDED SERVICE AND MAINTENANCE POLICY:
Your service policy provides parts and labor necessary to maintain the
Instrument in proper playing condition. In the event the Instrument is
damaged or deteriorates in performance for reasons other than misuse,
you will repair and regulate the Instrument at no charge. You shall make
periodic inspections of the Instrument for needed repairs and/or
evidence of abuse. You will perform at my request, preventative
maintenance inspections of the Instrument at any time during the term of
this Agreement. Any necessary repairs shall be performed at your
service center or by your qualified representative, This policy does not
cover drum heads, sticks, accessories such as reeds, oils, etc. or
damage caused by repairs attempted by anyone other than you. Exterior
finishes or cosmetic repairs are not covered. Normal repairs are covered
by the policy; however, repairs made necessary by misuse or abuse shall
be at my expense. All repair work must be done by you.
THIS POLICY IS VOID IF PAYMENTS ARE NOT CURRENT